Protecting Your Rights After an On-The-Job Injury

Purdy Law, LLC protects the rights of South Carolina workers.

If you are injured on the job, you are typically covered by your employer’s Workers’ Compensation coverage. This coverage provides benefits regardless of who is at fault. But to receive this coverage, both you and your employer must report the injury.

Once reported, your employer’s insurance company will manage your medical care. Keep in mind: your employer’s insurance company is their advocate. To protect your rights, you need someone to advocate for you.

In addition to Workers’ Compensation, you may have a claim against a person or company other than your employer. For example, if someone outside your employer’s organization caused your injury, you may be able to make a claim on that person’s liability insurance. This option is called a “third-party claim.”

Common Third-Party Claims

Certain situations on the job could result in a third-party claim, including:

  • Car accidents: If you are on the job and are involved in a car accident caused by another driver, you may be entitled to both Workers’ Compensation coverage and the automobile liability coverage for the other driver.
  • Injuries Caused by Another Company’s Employee: If you are working for your employer and are injured by an employee of a different company, you may also be entitled to collect both Workers’ Compensation coverage and liability coverage.

Why Third-Party Claims Require an Experienced Attorney

Because third-party claims involve multiple parties and insurers, these cases can be more challenging. To protect your rights, it is important to hire an attorney with experience in third-party claims. They will make sure the filing and notice deadlines and other details are handled correctly. Even small procedural mistakes could result in the loss of your Workers’ Compensation benefits and/or the liability coverage benefits owed to you.

Attorney Jennifer Purdy is Experienced with Complex Injury Claims

With 30 years of experience, Jennifer Purdy has successfully handled a variety of third-party claims, including a $1.7 million settlement for a client injured while making a delivery.

Contact Purdy Law, LLC Today.

If you’ve suffered an on-the-job injury, contact Jennifer at Purdy Law, LLC to discuss your Workers’ Compensation and third-party claim options. Put her experience to work for you to ensure you receive the full compensation you deserve.