Legal Advocacy for Insurance Bad Faith Claims.

Purdy Law, LLC helps you receive the compensation you should expect from your insurer.

You pay good money to protect your assets with insurance. In return, insurance companies have a legal and ethical duty to act in good faith and to handle your claims fairly, properly, and promptly. Unfortunately, many insurance companies do not uphold this duty. As a result, policyholders can be left struggling to get the coverage they paid for.

What is Insurance Bad Faith?

State laws control the conduct of insurance companies. These laws impose a duty of good faith and fair dealing upon insurance companies. When insurance companies break these rules, this is called bad faith.

Common examples of bad faith in property damage and injury claims include:

  • Refusing to pay a claim when the company is clearly liable
  • Offering substantially less than the claim is worth
  • Ignoring calls, emails, or letters
  • Using unreasonable and false defenses to avoid or delay paying
  • Not paying the full value of a policy when damages exceed the available coverage

The Challenge of Claiming Bad Faith

Insurance bad faith is a complex area of the law. There are many procedures that must be followed to successfully bring a bad faith claim. You must first sue the negligent party who is covered by the insurance policy and win at trial. If your trial verdict is more than the offer the insurance company made, or it is more than the amount you were willing to settle for before the trial, then you may have a bad faith claim.

Bad faith claims can take years to resolve because of this need to first have a trial on the injury case itself. Along the way, there are other procedures that must be followed to preserve your right to make a bad faith claim after your injury trial.

Why Experience Matters

Resolving a bad faith claim requires experience and attention to detail. Jennifer Purdy has three decades of experience dealing with insurance companies and helping clients with bad faith claims. She has had success at winning initial trial verdicts, which make the bad faith claim possible. And she has successfully resolved bad faith claims against insurance companies.

Get the Legal Support You Need

If an insurance company ignores your calls, delays or undervalues your claim, or otherwise treats you unfairly, contact Jennifer Purdy at Purdy Law, LLC. Let her help you protect your rights and pursue the compensation you deserve.